Our Mission Statement
To work in cooperation with the vision and principles of Habitat for Humanity International, bringing people together to build hope, homes and community and end poverty housing in Knox County, Maine.
About Midcoast Habitat for Humanity
Midcoast Habitat for Humanity is part of a global, nonprofit housing organization operated on Christian principles that seeks to put God’s love into action by building homes, communities and hope. Midcoast Habitat for Humanity is dedicated to eliminating substandard housing locally and worldwide through constructing, rehabilitating and preserving homes; by advocating for fair and just housing policies; and by providing training and access to resources to help families improve their shelter conditions. Habitat for Humanity was founded on the conviction that every man, woman and child should have a simple, durable place to live in dignity and safety, and that decent shelter in decent communities should be a matter of conscience and action for all.
All are welcome
Midcoast Habitat for Humanity welcomes all who believe that everyone needs a decent, affordable place to live and are encouraged to help with the work, regardless of race, religion, age, gender, political views or any of the other distinctions that too often divide people. In short, Habitat welcomes volunteers and supporters from all backgrounds and also serves people in need of decent housing regardless of race or religion. As a matter of policy, Habitat for Humanity International and its affiliated organizations do not proselytize. This means that Habitat will not offer assistance on the expressed or implied condition that people must either adhere to or convert to a particular faith, or listen and respond to messaging designed to induce conversion to a particular faith.
In any community there is enough land, lumber, windows, doors and roofing to eliminate poverty housing. It’s just a matter of vision and willpower. And, it’s an opportunity for every community to become engaged as neighbors in a meaningful way.
– Millard Fuller
41 families given a hand up into homeownership
12 homes at Philbrick Commons completed by early 2023
12,600 volunteer hours given each year
17 affordable housing rental & ownership opportunities planned for Firefly Field in 2022-2025
180 tons of waste diverted from landfill annually through the ReStore
Habitat for Humanity is built on the foundation of bringing people together. The pandemic has highlighted the adverse effects on those families needing what Habitat provides, safe and affordable housing. When families across the country were directed to “shelter in place” a spotlight illuminated the critical lack of affordable and safe homes in our area. At Midcoast Habitat for Humanity, we are working to make a significant impact, bring shelter and hope to EVERYONE in our community. Shelter is the foundation and building a strong foundation starts with you.
We ask every hand and every heart to join us.
Thank you for your generosity,
Tia Anderson, Executive Director
Midcoast Habitat for Humanity is an affiliate of Habitat for Humanity International (HFHI). We are a nonprofit 501(c)(3) ecumenical organization, which, through partnerships with individuals, local companies, civic organizations and government, builds preserves safe, affordable housing and homeownership opportunities to low-moderate income residents.
Midcoast Habitat serves hard-working, low-moderate income families who are currently living in unaffordable, sub-standard and/or overcrowded housing, who meet Habitat homeownership requirements, and who may not qualify for traditional mortgages. We assist those earning an income below the median income of our community.
The most visible benefit to Knox County is the physical change that takes place in the neighborhoods where Habitat homes are built. Vacant lots are replaced by new homes where families live surrounded by well-kept yards. Less visible is the economic impact of a Habitat home. The new homeowners begin to pay real estate taxes on their properties once they move in. For example, a vacant lot contributes as little as $25 yearly in taxes, while a Habitat home, depending on its value, can contribute as much as $3,000. Affordable housing opportunities strengthens communities.
Midcoast Habitat builds in Knox County. We have built homes in Camden, Rockland, Hope, South Hope, and Thomaston. We are always seeking opportunities to build or rehab affordable homes in any of our 18 municipalities.
Midcoast Habitat’s Family Selection and Support Committee carefully screens applicants through a thorough application process. Families are chosen on the basis of need, ability to pay an affordable mortgage and the willingness to provide 350 hours of sweat equity.
No. Habitat offers a “hand up,” not a handout. As an investment in their homes, our partner families agree to contribute hours of sweat equity. This includes working on their own home or other Habitat homes, attending homeownership classes and financial education workshops. Each family has a mortgage that is repaid over 20 to 30 years based on affordability guidelines. Monthly payments include mortgage payment, taxes and insurance. Each house is appraised prior to closing, and the difference between the first mortgage and the appraised value becomes a silent second note, which becomes payable upon decision to sell or by default. Midcoast Habitat for Humanity maintains first right to purchase and a shared equity agreement.
Habitat homeowners can make a down payment depending on their financial situation and affordability.
Our ability to acquire suitable land, construct simple but well-built and attractive houses, and supply affordable mortgages depends on community support. We appreciate your donation or volunteer support.